Blogs

How to Deal with a Low Settlement Offer?

By Erik Larson posted 06-07-2021 16:34

  

Some people do not understand that interacting with an insurance adjuster can be difficult. It's certainly not a funny thing to go through a road accident and injury yourself. Once the insurance company accepts liability, the negotiation begins. 

If you decide to handle the case yourself, you must be prepared to deal with a lot of issues, and a lower compensation offer than you might deserve. In this article, you are going to find some tactics and options on how to handle your case

Remain friendly

Dealing with insurance adjusters isn't easy. But getting all angry and frustrated doesn't serve your purposes, on the contrary: it often makes the insurance agents lower your offer. Yelling or getting angry with the adjuster will worsen things up, such as ruin your negotiations. Do not fall prey to anger: remain calm, friendly, and politely explain your side of the story, even if you may be wronged. 

Do not make threats - Choose a qualified lawyer

Well, this is definitely something you might want to avoid doing. Making threats won't take you anywhere. Most people who are trying to handle their case on their own usually lack knowledge and experience regarding these types of situations. This is the main reason why you should hire a personal injury lawyer. At Baumgartner Law Firm, you will find experienced personal injury attorneys that will protect you and your financial future after car accidents. 

It's vital to choose a qualified and capable lawyer who can handle your case. Who you choose to represent you in court will make a huge difference in the compensation you will receive. The Houston personal injury attorneys have been really successful in achieving their goals and handle serious car accidents involving injuries or death. Strive to make the whole process a lot easier and contact a personal injury lawyer now. 

Ask questions

It is recommended to try to ask your lawyer as many questions as possible. Many times, the insurance adjusters may not give you specific answers or information for important things like pain, medical bills, lost income, and other damages. If you ask the right questions, you will simply ease your work. Sometimes, insurance companies can deny a claim, even if they know they shouldn't. These unfortunate situations can happen, so it's essential to contact a personal injury lawyer to handle your case. 

Prepare your documentation

If you haven't done your homework, it's time to get all the necessary documents of all your damages and injuries. This will include:

Photographs of your injuries and the accident

Medical bills 

Lost income letter 

Crash reports

Videos from the scene of the accident

The more proof you will bring to your lawyer, the better the chances for you to obtain the right compensation. Whenever you are presented with an unreasonable and unreliable offer, consider calming down first, and then, note everything the insurance company agents are saying. By doing so, you will be able to show everything to your lawyer, and they'll take care of everything from now on. Trying to handle the case by yourself will give you little to no chances of succeeding. If you don't succeed on obtaining a reasonable offer after the accident, then close the negotiation, as this will waste your time. Call a lawyer as soon as possible, and ask for professional advice.

0 comments
2 views

Permalink